:root{
  --red:#d92d27;
  --red-dark:#b71f1a;
  --yellow:#ffd433;
  --yellow-soft:#fff4bf;
  --ink:#171717;
  --muted:#5f5f5f;
  --line:#e8e8e8;
  --bg:#ffffff;
  --bg-soft:#f7f7f7;
  --shadow:0 10px 30px rgba(0,0,0,.08);
  --radius:18px;
  --container:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial,Helvetica,sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.65;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button{font:inherit}
.container{width:min(var(--container),92%);margin:auto}
.topbar{
  background:var(--red);
  color:#fff;
  font-size:13px;
}
.topbar-inner{
  display:flex;justify-content:space-between;align-items:center;gap:18px;
  padding:9px 0;flex-wrap:wrap;
}
.topbar-left,.topbar-right{display:flex;gap:18px;flex-wrap:wrap;align-items:center}
.header{
  position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);
}
.nav{
  display:flex;justify-content:space-between;align-items:center;gap:24px;padding:16px 0;
  position:relative;
}
.brand{display:flex;align-items:center;gap:12px;min-width:250px}
.brand-mark{
  width:50px;height:50px;border-radius:14px;background:var(--red);color:#fff;
  display:grid;place-items:center;font-weight:800;font-size:22px;
}
.brand-text small{
  display:block;font-size:12px;letter-spacing:1px;text-transform:uppercase;color:var(--red);font-weight:800;
}
.brand-text strong{
  display:block;font-size:18px;line-height:1.15;
}
.nav-menu{
  display:flex;align-items:center;gap:26px;font-weight:700;font-size:15px;
  margin:0;
  padding:0;
}
.nav-menu > li{list-style:none;position:relative}
.nav-menu a{padding:6px 0;display:block}
.dropdown > a::after{content:" ▾";font-size:12px}
.dropdown-menu{
  position:absolute;top:calc(100% + 14px);left:0;background:#fff;border:1px solid var(--line);
  box-shadow:var(--shadow);border-radius:16px;padding:10px;min-width:260px;display:none;
}
.dropdown-menu a{
  padding:12px 12px;border-radius:12px;font-weight:700;
}
.dropdown-menu a:hover{background:#f6f6f6}
.dropdown:hover .dropdown-menu{display:block}
.nav-actions{display:flex;gap:12px;align-items:center}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:13px 20px;border-radius:14px;font-weight:800;font-size:15px;border:2px solid transparent;
  transition:.2s ease;
}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--red-dark)}
.btn-outline{background:#fff;color:var(--red);border-color:var(--red)}
.btn-outline:hover{background:#fff5f5}
.btn-yellow{background:var(--yellow);color:#111}
.btn-yellow:hover{filter:brightness(.96)}

.menu-toggle{
  display:none;
  width:46px;
  height:46px;
  border:1px solid var(--line);
  border-radius:12px;
  background:#fff;
  color:var(--ink);
  align-items:center;
  justify-content:center;
  cursor:pointer;
  padding:0;
  flex-direction:column;
  gap:5px;
  box-shadow:none;
}
.menu-toggle span{
  display:block;
  width:20px;
  height:2px;
  background:var(--ink);
  border-radius:2px;
  transition:.22s ease;
}
.menu-toggle.active span:nth-child(1){
  transform:translateY(7px) rotate(45deg);
}
.menu-toggle.active span:nth-child(2){
  opacity:0;
}
.menu-toggle.active span:nth-child(3){
  transform:translateY(-7px) rotate(-45deg);
}

.hero{
  background:var(--yellow);
  padding:72px 0 54px;
}
.hero-grid{
  display:grid;grid-template-columns:1.08fr .92fr;gap:40px;align-items:start;
}
.badge{
  display:inline-block;background:#111;color:#fff;padding:7px 14px;border-radius:999px;
  font-size:12px;font-weight:800;letter-spacing:.4px;margin-bottom:18px;
}
.hero h1{
  font-size:58px;line-height:1.02;letter-spacing:-1.6px;margin:0 0 18px;
}
.hero h1 .red{color:var(--red)}
.lead{font-size:18px;color:#2b2b2b;margin:0 0 18px;max-width:760px}
.points{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:10px}
.points li{display:flex;gap:10px;align-items:flex-start;font-weight:700}
.points li::before{
  content:"✔";width:22px;height:22px;border-radius:50%;background:#fff;color:var(--red);
  display:grid;place-items:center;font-size:12px;flex:0 0 22px;margin-top:3px
}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:22px}
.small-tiles{display:flex;gap:12px;flex-wrap:wrap}
.small-tile{
  background:#fff;border-radius:14px;padding:12px 14px;min-width:180px;box-shadow:var(--shadow)
}
.small-tile strong{display:block;color:var(--red);font-size:14px;margin-bottom:4px}
.small-tile span{font-size:13px;color:var(--muted)}
.form-card{
  background:#fff;border-radius:20px;padding:26px;box-shadow:var(--shadow);border-top:5px solid var(--red)
}
.form-card h3{margin:0 0 6px;font-size:34px;line-height:1.05}
.form-card p{margin:0 0 16px;color:var(--muted);font-size:14px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-grid .full{grid-column:1/-1}
input,select,textarea{
  width:100%;padding:13px 14px;border:1px solid #d8d8d8;border-radius:12px;font:inherit;background:#fff
}
textarea{min-height:96px;resize:vertical}
section{padding:72px 0}
.section-head{max-width:820px;margin:0 auto 34px;text-align:center}
.section-tag{
  display:inline-block;background:#fff7f7;color:var(--red);border:1px solid #f0cccc;
  padding:8px 12px;border-radius:999px;font-size:12px;font-weight:800;letter-spacing:.8px;text-transform:uppercase;margin-bottom:12px
}
h2{font-size:44px;line-height:1.06;letter-spacing:-1px;margin:0 0 12px}
.section-head p{margin:0;color:var(--muted);font-size:17px}
.stats{padding-top:24px;background:#fff}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat-card{
  background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px 18px;text-align:center;box-shadow:var(--shadow)
}
.stat-card strong{display:block;color:var(--red);font-size:38px;line-height:1;margin-bottom:6px}
.stat-card span{color:#4c4c4c;font-weight:700}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow)
}
.card h3{font-size:28px;line-height:1.15;margin:10px 0 10px}
.card p{margin:0 0 12px;color:var(--muted)}
.icon{
  width:58px;height:58px;border-radius:16px;background:#fff6d7;display:grid;place-items:center;
  font-size:28px
}
.services{background:var(--bg-soft)}
.service-card h3{font-size:24px}
.service-link{color:var(--red);font-weight:800;font-size:14px}
.two-col{display:grid;grid-template-columns:1.12fr .88fr;gap:28px;align-items:start}
.soft-box{
  background:#fff9e3;border:1px solid #f0e1a0;border-radius:20px;padding:28px
}
.feature-list{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:12px}
.feature-list li{
  background:#fff;border:1px solid #f3e7b8;border-radius:14px;padding:14px 16px;font-weight:700
}
.process{background:var(--bg-soft)}
.process-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.step{text-align:center}
.step .num{
  width:56px;height:56px;margin:0 auto 14px;border-radius:50%;background:var(--red);color:#fff;
  display:grid;place-items:center;font-size:22px;font-weight:800
}
.step h3{font-size:22px;margin:0 0 8px}
.step p{margin:0;color:var(--muted);font-size:14px}
.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.coverage-card{padding:24px}
.coverage-card h3{font-size:26px;margin:0 0 10px}
.coverage-card ul{margin:10px 0 0;padding-left:20px}
.coverage-card li{margin-bottom:6px}
.accordion{max-width:980px;margin:0 auto;display:grid;gap:14px}
.acc-item{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);overflow:hidden}
.acc-btn{
  width:100%;text-align:left;background:#fff;border:0;padding:22px 22px;font:inherit;
  font-weight:800;font-size:24px;display:flex;justify-content:space-between;align-items:center;cursor:pointer
}
.acc-btn span:last-child{color:var(--red);font-size:28px;line-height:1}
.acc-panel{padding:0 22px 22px;color:var(--muted);display:none}
.acc-item.open .acc-panel{display:block}
.acc-item.open .acc-btn span:last-child{transform:rotate(45deg)}
.cta-band{
  background:linear-gradient(90deg,var(--red),#ef3c31);color:#fff;text-align:center;padding:62px 0
}
.cta-band h2{margin-bottom:10px}
.cta-band p{max-width:760px;margin:0 auto 20px;color:#fff6f6}
.cta-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}
.footer{
  background:#161616;color:#ececec;padding:54px 0 24px
}
.footer-grid{display:grid;grid-template-columns:1.2fr .9fr .9fr 1fr;gap:28px;margin-bottom:28px}
.footer h3{font-size:22px;margin:0 0 14px;color:#fff}
.footer p,.footer li,.footer a{color:#d6d6d6;font-size:15px}
.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:18px;text-align:center;color:#bdbdbd;font-size:14px}
.inner-hero{
  background:#fff9e1;padding:54px 0 34px;border-bottom:1px solid var(--line)
}
.inner-hero h1{font-size:52px;line-height:1.05;margin:0 0 12px;letter-spacing:-1.2px}
.breadcrumbs{font-size:14px;color:var(--muted);margin-bottom:12px}
.content-wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:start}
.sidebar-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--shadow)}
.contact-list{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.contact-list li strong{color:var(--red)}
.info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.note{
  padding:18px;border-left:4px solid var(--red);background:#fff8f8;border-radius:8px
}

@media (max-width:1100px){
  .hero-grid,.two-col,.content-wrap{grid-template-columns:1fr}
  .stats-grid,.grid-3,.coverage-grid,.footer-grid,.info-grid,.process-grid{grid-template-columns:repeat(2,1fr)}
  .hero h1,.inner-hero h1{font-size:46px}
}

@media (max-width:768px){
  .topbar{
    font-size:12px;
  }
  .topbar-inner{
    padding:8px 0;
    gap:8px;
  }
  .topbar-left{
    gap:10px;
  }
  .topbar-left span:last-child,
  .topbar-right span{
    display:none;
  }
  .topbar-right{
    width:auto;
    margin-left:auto;
  }

  .nav{
    padding:12px 0;
    gap:12px;
    flex-wrap:nowrap;
  }
  .brand{
    min-width:0;
    gap:10px;
    flex:1;
  }
  .brand-mark{
    width:44px;
    height:44px;
    border-radius:12px;
    font-size:20px;
  }
  .brand-text small{
    font-size:11px;
    letter-spacing:.8px;
  }
  .brand-text strong{
    font-size:16px;
    line-height:1.1;
  }

  .menu-toggle{
    display:inline-flex;
    flex:0 0 auto;
  }

  .nav-menu{
    position:absolute;
    top:100%;
    left:0;
    right:0;
    width:100%;
    background:#fff;
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
    box-shadow:0 14px 30px rgba(0,0,0,.08);
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:0;
    padding:8px 0;
    z-index:60;
  }
  .nav-menu.active{
    display:flex;
  }
  .nav-menu > li{
    width:100%;
  }
  .nav-menu a{
    padding:14px 18px;
  }
  .nav-menu > li > a{
    border-bottom:1px solid #f2f2f2;
  }

  .dropdown > a::after{
    float:right;
    content:"+";
    font-size:18px;
    line-height:1;
  }
  .dropdown.open > a::after{
    content:"−";
  }
  .dropdown:hover .dropdown-menu{
    display:none;
  }
  .dropdown-menu{
    position:static;
    top:auto;
    left:auto;
    min-width:100%;
    border:0;
    border-radius:0;
    box-shadow:none;
    padding:0;
    background:#fafafa;
  }
  .dropdown.open .dropdown-menu{
    display:block;
  }
  .dropdown-menu a{
    padding:12px 28px;
    border-bottom:1px solid #ededed;
    font-size:14px;
  }

  .nav-actions{
    display:none;
  }

  .hero{
    padding:42px 0 34px;
  }
  .hero h1,.inner-hero h1{
    font-size:38px;
  }
  h2{
    font-size:32px;
  }
  .lead{
    font-size:16px;
  }
  .hero-actions,.small-tiles,.cta-actions{
    flex-direction:column;
    align-items:stretch;
  }
  .hero-actions .btn,
  .cta-actions .btn{
    width:100%;
  }
  .small-tile{
    min-width:0;
  }

  .stats-grid,.grid-3,.coverage-grid,.footer-grid,.info-grid,.process-grid,.form-grid{
    grid-template-columns:1fr;
  }
  .form-grid .full{
    grid-column:auto;
  }
  .acc-btn{
    font-size:20px;
  }
}.branch-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.branch-card {
  background: #fff;
  border-radius: 10px;
  padding: 15px;
  border: 1px solid #e5e7eb;
}

.branch-card h3 {
  margin-bottom: 8px;
  color: #111827;
}

.branch-card p {
  font-size: 0.9rem;
  margin-bottom: 8px;
}

.branch-card a {
  display: inline-block;
  margin-bottom: 10px;
  color: #dc2626;
  font-weight: 600;
}

.branch-card iframe {
  width: 100%;
  height: 200px;
  border: none;
  border-radius: 8px;
}

/* Mobile fix */
@media (max-width: 768px) {
  .branch-grid {
    grid-template-columns: 1fr;
  }
}